AD| Financial help when the unexpected happens

Sometimes in life things happen that aren’t expected. Your washing machine could break down or your oven could stop working. Perhaps even, as happened to me a few weeks ago, your car could die! It wasn’t exactly ideal as I’d driven to pick my children up from school one rainy day and when we got back in the car to head home, my car just wouldn’t start!

It was quite frustrating and meant we had to walk home in the rain which wasn’t pleasant, but more importantly, my thoughts turned to how I was going to pay the repair. With Christmas on the way, it wasn’t exactly great timing! Not only that, my girls had after school activities that I needed to get them to.

So, what do you do when these things happen and you’re a little strapped for cash? You could turn to family or friends, but this can often be a bad idea. Quite often lending to family ends up with people falling out and that’s the last thing I’d want.

That’s why turning to a company such as Polar Credit could help. Polar Credit is a payday loan alternative that offers access to small sums of money (from £25). This means customers can just borrow the amount they need and only pay interest on that amount. It’s perfect for when you just need to borrow a small sum.

Polar Credit aims to bridge the gap to mainstream finance so responsible borrowers can progress to lower cost credit. By doing this, customers won’t pay the higher fees and interest rates associated with products such as payday loans. Plus all the while rebuilding their credit rating. Sounds like a win-win situation to me. Applying online is easy and the money can be transferred into your bank account.

The good news is that my car has been fixed and I was able to get my children to their activities on time! Mind you, as the saying goes, if you look after your items and get them serviced regularly, then the chances of them breaking are reduced.