Fraud is never a nice experience to realise and go through. Whether the fraudulent action has already taken place or you’re seeing it in real-time, it’s important that you take the steps to prevent it from happening again. Fortunately, a lot of people who become victims of fraud get help and are often refunded. However,…
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When To Rethink Your Financial Plan
Read moreFinancial plans aren’t meant to be written once and then forgotten, and that’s because life changes – sometimes slowly, sometimes all at once – and your money plan should be able to shift with it. That could mean you need to adjust to a new baby, think about retirement, or even just notice that things…
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Why You Should Start Planning for Financial Freedom Now: The Key Benefits of Thinking Ahead
Read moreAchieving financial freedom is a goal that many aspire to, but few truly take the steps needed to attain it. Financial freedom means having the ability to live life on your own terms without the stress of financial worries. It allows you to make choices based on what you want, rather than what you need…
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5 Tips To Make Saving Fun and Not Feel Like a Chore
Read moreSaving money—just the thought of it can feel overwhelming. After all, is it really possible to balance your expenses? For the longest time, I thought saving meant giving up on all the things I enjoy. But over the years, I’ve learnt that it doesn’t have to be that way. In fact, saving can be…
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Cost of living tips for everyday
Read moreI think by now the majority of the UK population is more than aware of the cost living crisis. According to the World Health Organisation, households across Wales and worldwide are experiencing an increase in the cost of living. Since late 2021, price rises for basic items such as food and energy have outstripped increases…
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3 Tips To Help You Reduce Outgoings
Read moreImage credit When it comes to cutting your bills, there are many options you can choose. With the cost of living crisis not showing any signs of stopping anytime soon; experts predict it could be 2027 before real wages and living costs catch up to 2021 levels, although it might ease somewhat in 2024. Being…
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Managing Your Money Now Will Stop You Having Problems In The Future
Read moreManaging your money now will stop you from having problems in the future, as long as you are careful with what you’re doing. The thing that we all need to remember sometimes is that it’s important that we take control of our finances and take ownership of the choices that we make. It’s sometimes difficult…
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How Can You Boost Your Borrowing Potential and Buy a Home?
Read moreHave you looked at house prices and your salary, and thought that you’ll never be able to afford to buy your own home? The typical amount you can borrow is usually around 4.5 times your salary. If you have two incomes to contribute, sometimes these are counted in different ways. But even with that multiplier,…
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How to raise some extra cash during the cost of living crisis
Read moreIt’s fair to say that the UK, amongst many other countries has been through quite a bit over the last few years. Nobody could have ever predicted a global pandemic such as Covid. The devastating impact much worse than anyone could have imagined. Fingers crossed, we appear to be coming out of the other side…