Looking after your child’s future

Everyone knows that having children is expensive. From the moment they’re born – actually, from the moment you discover you’re pregnant the costs start to add up! Nappies, furniture, clothes, bottles, bedding and everything else that comes with having a baby!  Did you know that the average cost to raise a child from birth to the age of 21 is £218,000! That’s a lot of money!  With that in mind you may now be asking yourself how you can invest for your child’s future and why you might want to consider putting some money aside for them.  For me, I… [Read More]

Are you a savvy saver?

We all want the best for our children. For many parents this means a secure financial future, but when it comes to savings and investments – do you really know exactly what it is you’re getting in return? New ISA rules are coming into effect on 1st July 2014 which will allow people to put a maximum of £15,000 into a new ISA (NISA). However, Scottish Friendly are warning savers to be wary of being drawn automatically into holding all their ISA funds in cash. Instead the advice given is to consider the alternative funds available through ISA investments. Sounds… [Read More]

4 Types Of Family Cover

As a primary provider for your household one of your key objectives should be to provide for your dependants in the case that something were to happen to you. Many people plan ahead of items such as a premature death, but forget that there are situations that could affect their ability to continue to support their family. For instance, an illness or similar situation could suddenly make you unable to bring in a monthly income. In this scenario hopefully you have funds, savings, trusts, or other investments to fall back onto so that your family is covered. The following are… [Read More]