Has your ppi claim been rejected? If so, do not give up, you are not the only one in this situation.

An article by the Mirror discusses the Financial Conduct Authority’s (FCA) recent rule where those who may have had a previous rejected claim can now reclaim. The Mirror reported that 1.2 million people who had their claims rejected, could be owed compensation due to unfair transactions when PPI was originally sold. It is best to get this sorted now before the deadline to claim creeps up, so pencil it in your diary, 29 August 2019 – do not forget! So, first – why was your claim rejected? There are multiple reasons as to why your claim may have been rejected… [Read More]

8 Budgeting Tips for New Mums

If your new bundle of joy is nearly here, or you’ve just celebrated their arrival, you might find yourself worrying about how you’re going to deal with your new financial situation. Having a baby can mean living on less money, and spending more at the same time – which is a very worrisome concept for most new parents. The good news is that you don’t necessarily need to panic and sell all of your belongings just, so you can be sure that you have enough cash for next month’s diapers. Here are some budgeting tips to help you live on… [Read More]

How to Budget When You Have a Low Income

Managing money is always tricky and when you have a low income, a slight change in circumstances can make a huge difference.  That’s why budgeting and planning is a crucial part of managing your money but how can you start doing this? Working out your budget To start with you need an idea of what you have coming in and what you have going out to create your budget.  There are some good budget planners online at sites like the Money Advice Centre.  This will include looking at how much basics cost such as rent or mortgage, gas and electricity… [Read More]

Black Friday Money Saving Hacks and Tips #BlackFriday #SavvySquad

Friday 24th of November is Black Friday. One of the biggest sale events of the year with many high street and online retailers slashing prices on goods such as electronics, clothing and more. Now, we all love a bargain and some people will go to great lengths to get their hands on them! Whether that’s queuing outside a shop in the early hours or sitting behind your computer screen flicking between websites to find the best deal! Of course Black Friday is a great opportunity to get some bargains in time for Christmas and save some money too, but how… [Read More]

Finding Finances Without The Debt

Money is a constant source of misery for a lot of people. At some point, everyone is in the same position; you need to get your hands on some money but aren’t sure how to get it. In a lot of cases, the most obvious option would be a loan. But, this doesn’t mean that it’s the best. Loans are good and bad for a number of different reasons, and some loans aren’t bad at all. Avoiding debt and finding another way to pay is usually the best recourse, though. To help you out with this, this post will be… [Read More]

The Bank of Mum and Dad

The average cost of raising one child in the UK is around £230,000. That’s a pretty eye watering figure. Now double it because we have twins, and add another three as my husband also has three children from a previous marriage. That’s a lot of money we need to earn! Raising children is undoubtedly expensive. From babies up to adulthood, the costs you have to figure into the equation range from nappies to school uniforms, educational resources, trips and of course ‘fun money’ for your kids to have a social life, as well as the latest clothes and ‘must have’… [Read More]

The Financial Mistakes Your Family Could Be Making

There are lots of different ways people choose to handle their finances, and while they may not be smart, it’s all down to the individual. However, if you have a family, managing your finances better should become a number one priority. Here are some of the financial mistakes your family could be making: Not Discussing Big Purchases Discussing big purchases before you make them is important if you have a joint bank account with your partner. Make sure you have an agreement to discuss purchases more than a set amount. You don’t want financial woes to come between you, and… [Read More]

Tightening The Family Pursestrings

Being the head of a family isn’t a business – but it is certainly pricey business isn’t it! With mouths to feed and energy to waste, we can end up paying a lot for our family. It’s worth it though, isn’t it? There’s nothing more valuable than happy, safe and well-fed kids and there certainly isn’t anything more rewarding – not as a parent anyway. The trouble is, sometimes we can’t always find the cash and coins to do things for our family. We can’t always grab the money to make things awesome all the time. (source) It’s hard to… [Read More]

Easy To Follow Steps To Put More Money In Your Pocket

Look around the internet for long enough, and you’ll come across dozens of ways that’ll help put more money in your pocket. The only problem is, most of these ideas are too innovative: they focus on frugal ways of living, offering tips that put only small amounts of money into your bank account. While every little helps, the best way to get more money is to look at the bigger picture, the areas that can make a big difference to how much money you have. Here are five of those areas. Source: Pexels.com In the Savings Account Need to save… [Read More]

Told You So! Arguments That Every Couple Have

It’s great being in a loving relationship. You will be able to spend as much time as possible with your best friend, and will have someone who loves and supports you. But things won’t run smoothly all the time! In fact, every couple will have its arguments and disagreements. You just need to be tolerant and meet an agreement. Wondering why couples argue so much? I’ve been thinking about this quite a bit lately and think that these are some of the most common things that cause fights. https://pixabay.com/en/breakup-divorce-separation-908714/ Money One of the most common arguments that all couples have… [Read More]