8 Budgeting Tips for New Mums

If your new bundle of joy is nearly here, or you’ve just celebrated their arrival, you might find yourself worrying about how you’re going to deal with your new financial situation. Having a baby can mean living on less money, and spending more at the same time – which is a very worrisome concept for most new parents. The good news is that you don’t necessarily need to panic and sell all of your belongings just, so you can be sure that you have enough cash for next month’s diapers. Here are some budgeting tips to help you live on… [Read More]

How to Budget When You Have a Low Income

Managing money is always tricky and when you have a low income, a slight change in circumstances can make a huge difference.  That’s why budgeting and planning is a crucial part of managing your money but how can you start doing this? Working out your budget To start with you need an idea of what you have coming in and what you have going out to create your budget.  There are some good budget planners online at sites like the Money Advice Centre.  This will include looking at how much basics cost such as rent or mortgage, gas and electricity… [Read More]

The Financial Mistakes Your Family Could Be Making

There are lots of different ways people choose to handle their finances, and while they may not be smart, it’s all down to the individual. However, if you have a family, managing your finances better should become a number one priority. Here are some of the financial mistakes your family could be making: Not Discussing Big Purchases Discussing big purchases before you make them is important if you have a joint bank account with your partner. Make sure you have an agreement to discuss purchases more than a set amount. You don’t want financial woes to come between you, and… [Read More]

Cardiff to London in a Day for under £20

I live in Cardiff, the capital of Wales. It’s a wonderful city with plenty to do and see, but sometimes I want to explore the sights and attractions of other cities around me. One of those cities is London. Did you know that you can travel from Cardiff to London in a day for under £20?  Not only that, but when you’re there you can also visit a number of free attractions making your entire day out a bargain at under £20! If you do fancy spending a bit of money there are also plenty of paid-for attractions too! Courtesy… [Read More]