Money Making Side Hustles To Boost Your Finances

Now that spring is finally making an appearance we can start to dust off the cobwebs of winter and look ahead to the warmer months. What this sometimes does is enable us to consider things like holiday time with the family and or activities to do during the summer break. But these can all cost money, and often a fixed income means there isn’t much left over to save for all of the fun things you want to do. If this sounds like your situation right now don’t despair. I thought I would share with you some of the money… [Read More]

Should you charge your children rent?

After over hearing a conversation a few weeks ago about whether or not parents should charge their children rent when they enter employment, I was curious to hear what other people thought about this. I spoke to my husband, Nigel, who blogs at DIY Daddy, who thinks that parents should definitely start charging their children rent as soon as they enter employment. He says that it’s a good way for our children to learn that they need to pay their way in the world, and contribute toward food and bills etc. It will help to teach them the value of money… [Read More]

Has your ppi claim been rejected? If so, do not give up, you are not the only one in this situation.

An article by the Mirror discusses the Financial Conduct Authority’s (FCA) recent rule where those who may have had a previous rejected claim can now reclaim. The Mirror reported that 1.2 million people who had their claims rejected, could be owed compensation due to unfair transactions when PPI was originally sold. It is best to get this sorted now before the deadline to claim creeps up, so pencil it in your diary, 29 August 2019 – do not forget! So, first – why was your claim rejected? There are multiple reasons as to why your claim may have been rejected… [Read More]

8 Budgeting Tips for New Mums

If your new bundle of joy is nearly here, or you’ve just celebrated their arrival, you might find yourself worrying about how you’re going to deal with your new financial situation. Having a baby can mean living on less money, and spending more at the same time – which is a very worrisome concept for most new parents. The good news is that you don’t necessarily need to panic and sell all of your belongings just, so you can be sure that you have enough cash for next month’s diapers. Here are some budgeting tips to help you live on… [Read More]

How to Budget When You Have a Low Income

Managing money is always tricky and when you have a low income, a slight change in circumstances can make a huge difference.  That’s why budgeting and planning is a crucial part of managing your money but how can you start doing this? Working out your budget To start with you need an idea of what you have coming in and what you have going out to create your budget.  There are some good budget planners online at sites like the Money Advice Centre.  This will include looking at how much basics cost such as rent or mortgage, gas and electricity… [Read More]

Black Friday Money Saving Hacks and Tips #BlackFriday #SavvySquad

Friday 24th of November is Black Friday. One of the biggest sale events of the year with many high street and online retailers slashing prices on goods such as electronics, clothing and more. Now, we all love a bargain and some people will go to great lengths to get their hands on them! Whether that’s queuing outside a shop in the early hours or sitting behind your computer screen flicking between websites to find the best deal! Of course Black Friday is a great opportunity to get some bargains in time for Christmas and save some money too, but how… [Read More]

Committing To Giving A Loved One A Send Off With Minimal Funds

It’s never easy to have to come to terms with a loved one such as a parent, passing away. For all the great memories you’ve had with them, spending time together, getting to know their personality and accomplishing things together, it’s only right that they get a good send off. But for many people who experience anguish and are left to pick up the pieces, they don’t know what to do let alone how to react. Committing to making sure you give your loved one a good send off isn’t complicated but more so relies upon you morally being able… [Read More]

Finding Finances Without The Debt

Money is a constant source of misery for a lot of people. At some point, everyone is in the same position; you need to get your hands on some money but aren’t sure how to get it. In a lot of cases, the most obvious option would be a loan. But, this doesn’t mean that it’s the best. Loans are good and bad for a number of different reasons, and some loans aren’t bad at all. Avoiding debt and finding another way to pay is usually the best recourse, though. To help you out with this, this post will be… [Read More]

More Than A Hobby: Approach Blogging Like A Passion

Blogging is a way for anyone, anywhere in the world to share their deepest darkest, and mundane everyday-type of thoughts, with the rest of the world. It’s not quite like writing articles, or writing as if you are a journalist. It’s more so, sharing tips and tricks, or just your thoughts on a web page, for all of the world to see. It’s an incredibly fluid and open platform which allows you to help complete strangers improve their life and vice versa. It’s also a long term commitment if you want to be successful at it. You’ve got to learn… [Read More]

Do I Need An SSN To Obtain An EIN? *

The IRS-EIN-Tax-ID is a nine-digit number similar to a person’s social security number. This number is used by the IRS to identify your business as an entity in the United States that pays taxes. You can still secure an EIN, even if you do not have a social security number. When you are ready to apply for an EIN online, a lack of social security number does not have to hurt your application. You have two options when it comes to getting an EIN without a social security number. You can apply for a required social security number before applying… [Read More]